Zeman, Silvija; Perdija, Zeljko; Grosu, Stanislav; Nolimal, Dusan; Chingwaru, Walter; Setinc, Marko; Neubauer, David; Bagar, Tanja / 53 Economic and Social Development, International Scientific Conference on Economic and Social Development 86 (2020) / Economic and Social Development, International Scientific Conference on Economic and Social Development, Vol. 53, pp. 86-102