Based on a investigation of 9 different types microfinance institutions covered in China's six provinces, Reciprocal of The Microfinance institution is the important factor to achieve Inclusive Financial Systems and sustainable development of China’s Rural Finance. As an innovative type of financial organization, embody the goals of China’s financial reform and development direction, with a trend of various organizational forms, multiple investors and market diversification patterns. At present, policy measures and institutional design restricts its development. In addition, policy supervision, legal protection, government support, and self-management, as well as farmers’ credit consciousness are the indispensable condition for microfinance institutions’ sustainable development. Microfinance institutions are also effective ways and important channels to establish the goals and development of Inclusive Financial Systems.