Constructing an efficient visible light-responsive antibacterial material for water treatment remains a principal goal yet is a huge challenge. Herein, a 2D/2D heterojunction composite with robust interfacial contact, named MXene/CN (MCN), was controllably fabricated by using a urea molecule intercalated into MXene following an in situcalcination method, which can realize the rapid separation and migration of photogenerated carriers under visible light irradiation and significantly improve the carrier concentration of the MXene surface, thus generating more reactive oxygen species. The generation of heat induced by MXene could also increase photogenic electron activity to facilitate the photocatalytic reaction using in situtime-resolved photoluminescence characterization. The visible light-activated germicide exhibits a sterilization efficacy against Escherichia coliof 99.70%, higher than those of pure CN (60.21%) and MXene (31.75%), due to the effect of photothermally assisted photocatalytic treatment. This work is an attempt to construct a visible light-driven antimicrobial material using Schottky junctions achieving photothermally assisted photocatalytic disinfection.