EROS has searched for microlensing toward four directions in the Galactic plane away from the Galactic center. The interpretation of the catalog optical depth is complicated by the spread of the source distance distribution. We compare the EROS microlensing observations with Galactic models, tuned to fit the EROS source catalogs, and take into account all observational data such as the microlensing optical depth, the Einstein crossing durations, and the color and magnitude distributions of the catalogued stars. We simulated EROS-like source catalogs using the Hipparcos database, the Galactic mass distribution, and an interstellar extinction table. Taking into account the EROS star detection efficiency, we were able to produce simulated color-magnitude diagrams that fit the observed diagrams. This allows us to estimate average microlensing optical depths and event durations that are directly comparable with the measured values. Both the Besancon model and our Galactic model allow us to fully understand the EROS color-magnitude data. The average optical depths and mean event durations calculated from these models are in reasonable agreement with the observations; consequently our simulation allows a better understanding of the lens and source spatial distributions in the microlensing events. Varying the Galactic structure parameters through simulation, we were also able to deduce contraints on the kinematics of the disk, the disk stellar mass function (IMF at a few kpc distance from the Sun), and the maximum contribution of a thick disk of compact objects in the Galactic plane (Mthick < 5 - 7 x 10**10 Msun at 95%, depending on the model). We also show that the microlensing data toward one of our monitored directions are significantly sensitive to the galactic bar parameters, although much larger statistics are needed to provide competitive constraints.
Comment: 16 pages, 17 figures, submitted to A&A