智能投顾市场准入是中国金融行业关注的焦点问题. 在中国处于发展初 期的智能投顾市场上,智能投顾运营者的数量众多、类型多样,面临着 牌照、业务范围、专业资质不明确的三重困境. 本文在分析证券投资顾 问、基金投顾试点两类牌照准入的基础上,结合中国智能投顾运营者的 行业实践,提出坚持持牌经营、明确业务范围、完善准入的配套标准以 构建智能投顾运营者的市场准入制度.
Market access for robo-advisor is a key issue in the financial industry in China. At the early stage of development, robo-advisor operators are numerous and diversified. And they are faced with a triple dilemma, which includes unclear business scope, licenses and professional qualifications. Basing on market access requirements of security and fund investment advisor, this article suggest constructing market access system through effective financial licenses, clear business scope and related standards for robo-advisor in China.