对第三人诉讼执行阶段被保险人与保险 人权益之维护问题研究
A Study on the Protection of the Assured and Insurer’s Interests in the Execution Phase of the Judgement against the Third Party
대제삼인소송집행계단피보험인여보험 인권익지유호문제연구
- Resource Type
- Article
Text
- Authors
- 馬炎秋; 周燕; 마염추; 주연; Ma,Yan-qiu; Zhou, Yan
- Source
- 중국법연구, 06/30/2013, Vol. 19, p. 101-113
- Subject
- 해상보험
보험자
피보험자
대위청구권
보험보상
판결집행
marine insurance
insurer
assured
right of subrogation
insurance indemnity
execution of judgment
海上保险
保险人
被保险人
代位求偿权
保险赔偿
执行判决
- Language
- 한국어(KOR)
- ISSN
- 1738-7051
从海上保险制度的目的、实现保险人与被保险人利益平衡以及法律公平价值 的实现的角度考虑,在被保险人向第三人提起诉讼并获得有利判决但其尚未实 际受偿的情形下,被保险人仍有权要求保险人予以理赔;保险人理赔以后,在 其赔付范围内依法享有被保险人在有利判决下对第三人应有的权利,即保险人 取得代位求偿权。在此结论基础上,对实务中保险人和被保险人应如何规避风险提出建议。
What marine insurance seeks is interest balance between insurer and assured and fair value of law. Based on this, the assured is entitled to insurance compensation against the insurer where a favorable decision has been made by court but has not been executed. The insurer, after payment to the assured, is subrogated to the compensation right against the liable third party. This article gives suggestion to insurers and assured on how to avoid such insurance risks in practice.