非标准保兑仓模式下追偿权的实现--对保兑仓追偿权实现方式的评析 / The Achievement of Recovery Right under Nonstandard Confirmed Warehouse Mode---Comment on the Ways to Achieve the Recovery Right of Confirmed Warehouse
- Resource Type
- Academic Journal
- Authors
- 强兆彤; QIANG Zhao-tong
- Source
- 天津法学 / Tianjin Legal Science. (3):99-103
- Subject
- 保兑仓
追偿权
风险控制
confirmed warehouse
recovery right
risk management
- Language
- Chinese
- ISSN
- 1674-828X
保兑仓业务是国内金融资本市场近年来为保证资金流转安全、维护商业银行利益而产生的新型金融服务项目。保兑仓追偿权是指,当产品购买方在银行承兑汇票到期前不能归还保兑仓协议项下承兑汇票保证金以外差额部分款项,产品出卖方以约定的回购方式向金融机构承担担保责任后向产品购买方行使追偿权应当得到支持,这一权利设置的目的在于维系保兑仓业务金融模式的利益平衡。在其他担保主体替代仓储方提供担保的非标准保兑仓模式下,出卖方承担回购责任后依然有权向购买方追偿。
Confirmed warehouse is a new financial service project which appears in domestic financial capital market in recent years. It is to ensure the safety of cash flow in financial market, and safeguard the interests of commercial banks. The confirmed warehouse recovery right means when the buyer cannot return the difference part which exceeds the bond of confirmed warehouse before bank acceptance bill's expiration, it will be sup-ported that the seller exercises his right of recovery when the seller completes his buy-back responsibility from the financial institution by the contract agreement of liability of guarantee. The purpose of this setting is to maintain the balance of interests of confirmed warehouse business financial model. In non-standard confirmed warehouse model when other guarantee subject instead of storage party provides guarantees, the seller should bear the liability of repurchase but he still has the right to recourse to the purchaser.